How to Write a Legal Security Deposit Demand Letter in Indiana
In Indiana, security deposits are governed by Indiana Code § 32-31-3-13. Landlords must return your deposit within 45 days of move-out, and wrongful withholding can expose them to damages up to 2× the wrongfully withheld amount.
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Generate free preview →Indiana security deposit law at a glance
- Governing statute
- Indiana Code § 32-31-3-13
- Cite in your letter as
- Ind. Code § 32-31-3-13
- Return deadline
- 45 days after move-out
- Penalty for bad faith
- 2× the wrongfully withheld amount
- Small claims limit
- $8,000
5 steps to a demand letter that gets a response
- 1
State the facts up front
Open with your deposit amount, the property address, and your move-out date. Make clear you are formally disputing the deductions — not asking a favor.
- 2
Cite Ind. Code § 32-31-3-13
Reference Indiana Code § 32-31-3-13 by name. Indiana landlords must return the deposit within 45 days and may only withhold for damage beyond normal wear and tear. Naming the statute signals you know your rights.
- 3
Itemize every disputed charge
List each deduction and explain why it is not lawful — routine cleaning, repainting, and ordinary carpet wear are the landlord's cost of doing business, not yours.
- 4
State the penalty exposure
Spell out that wrongful withholding under Ind. Code § 32-31-3-13 can expose the landlord to damages up to 2× the wrongfully withheld amount. This is what moves landlords to settle.
- 5
Set a deadline and send certified
Demand return within 45 days and send the letter via USPS Certified Mail with Return Receipt. The receipt is your proof of delivery if you end up in Indiana small claims court (limit $8,000).
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Frequently Asked Questions
What law governs security deposit demand letters in Indiana?
Indiana Code § 32-31-3-13 (cited in letters as Ind. Code § 32-31-3-13) governs security deposits in Indiana. It requires return within 45 days of move-out and limits deductions to damage beyond normal wear and tear.
How much can I demand in Indiana?
You can demand the full amount that was wrongfully withheld. If the landlord acted in bad faith, Ind. Code § 32-31-3-13 allows for damages up to 2× the wrongfully withheld amount, which you can pursue in small claims court (Indiana limit: $8,000).
Do I have to send the demand letter by certified mail in Indiana?
It is not always legally required, but it is strongly recommended. Certified mail with a return receipt proves the landlord received your demand and started the clock — essential evidence if you file in Indiana small claims court.
Can I see a Indiana demand letter before I pay?
Yes. You can generate a free instant preview of a Indiana security deposit demand letter — citing Ind. Code § 32-31-3-13 — with no account or payment required.
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