ER level-5 billed for a sprained ankle
Hospital billed a top-tier emergency code (99285) for a routine ankle sprain. Estimated overcharge: $1,000+.
$630 flaggedA patient walks into the ER with a sprained ankle. They get an X-ray, an ankle wrap, and a prescription for ibuprofen. The hospital bills CPT 99285 — reserved for life-threatening or critical presentations — instead of the level appropriate to the documented care.
Visit: ER·Total bill: $2,400·Insurance: Insured
Read the full dispute letter →Surprise out-of-network anesthesiologist bill
Routine knee surgery at an in-network hospital — but the anesthesiologist was out-of-network and tried to bill $3,200 above the insurer-allowed amount.
$3,200 flaggedThe patient verified the surgeon and the hospital were in-network. After the surgery, a separate bill arrived from the anesthesia group — out-of-network. The No Surprises Act caps patient responsibility at in-network cost-sharing for this exact scenario.
Visit: Surgery·Total bill: $3,200·Insurance: Insured
Read the full dispute letter →Duplicate IV start charges
Same IV insertion charged three times for a single visit.
$1,442 flaggedDuring a single ER visit a patient had one IV placed. The bill includes three identical "IV start" charges at the same price.
Visit: ER·Total bill: $1,850·Insurance: Insured
Read the full dispute letter →Unbundled lab-panel components
A comprehensive metabolic panel was billed as one combined code AND the individual components.
$259 flaggedThe lab ran a CMP (CPT 80053), then itemized each individual chemistry (glucose, sodium, potassium, etc.). CMS NCCI edits prohibit this — the individual codes are bundled into the panel code.
Visit: Outpatient·Total bill: $580·Insurance: Insured
Read the full dispute letter →Inflated outpatient facility fee
Facility fee was 70% of an outpatient bill — far higher than CMS expects.
$1,395 flaggedPatient had a brief outpatient consultation and a single injection. The facility-fee line was several times the actual treatment charge and was duplicated across two line items.
Visit: Outpatient·Total bill: $1,750·Insurance: Insured
Read the full dispute letter →Uninsured patient not offered charity care
$8,400 bill sent to an uninsured patient who was eligible for the hospital's 501(r) financial-assistance policy.
$522 flaggedUninsured patient with a $8,400 emergency-room bill. The hospital is a nonprofit but never provided a financial-assistance application. Federal law requires 501(c)(3) hospitals to widely publicise and apply the policy before collection.
Visit: ER·Total bill: $8,400·Insurance: Uninsured
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